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| 3 absolute essentials before buying mobile phone insurance-00-6654 |
By:
Bendz |
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When you buy mobile phone insurance you need to make sure that certain vital elements are included and covered. Here are your 3 absolute essentials...
Mobile phone loss:
1.Lost mobile phones stack up to six MILL - probably more - every year...
Why more? Because many insurance policies do not cover loss, so often people with those policies commit insurance fraud by claiming the phone was stolen in order to get a new phone from their insurance company. This is why phone crim figures are as high as they are - because more crime is reported artifically and less phone theft.
Mobile phone accidental damage is not covered by a number of insurance policies. There are some providers who do include it in their plans, but many don't. Miss this and you will lose out.
If you drop your phone accidentally, and the screen is shattered, it is not covered by the manufacturers waranty. The warranty is what covers you for things just stopping working - not damage.
So you need to make sure that with your mobile phone insurance you are covered for accidental damage especially if you are one of the 1000's of people who do not carry their phone around in a leather case to protect it. One tumble from your pocket or bag, down to the ground can be enough to shatter the LCD display screen.
You need protection from bounces like you get with a leather case. Also you can get slimline rubberized cases which work well. You'll find them at your local shop.
During normal use your phone is going to get knocked. It happens, its life. But you don't need to have to pay for it when it happens. It is very easy to protect against accidental damage - just make sure you are checking its there.
-> Water Damage
Modern mobile phones are strong in some ways - but water can dispatch them to their maker very quickly.
Ove 1.2 MILLION phones are killed by water every year - whether down the toilet, in a beer, in a puddle, in a lake... Think of other water sources or locations - they can all kill your phone.
And the annoying thing is that there are many phone insurance policies that specifically exclude (ie do not cover) water damage. You can see - water damage is going to be needed in your phone insurance.
Phone Crime
1.3 MILLION mobile phones are stolen every year according to extensive research by Continental Research. According to Halifax research this figure is over 2 MILLION.
£390,000,000 is the total yearly cost of mobile phone crime and phone theft
* One mobile phone stolen every 12 seconds
* Over 2 million mobile phones are stolen every year
So you need cover against:
1. Loss
2. Accidental damage - including water damage
3. Theft
So make sure you get your self covered with all these vital elements within your mobile phone insurance
About the Author:
To know more about phones and phone insurance policies by Bendz (M.S.Benz), Visit http://www.iniww.com for phones and phone insurance policies.Click here to read more on http://rewriteit.co.za.Courtesy of: http://spin2submit.co.za |
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